The U.S. Small Business Administration (SBA) has opened Disaster Loan Outreach Centers (DLOCs) at two locations in Suffolk County — Mount Sinai and Saint James — to assist New York businesses and residents with losses due to the severe storms and flooding that occurred on August 18-19. Residents affected by the storms can visit either DLOC.
The declaration includes the primary county of Suffolk, and the adjacent Nassau County. Customer service representatives at the DLOCs will assist business owners and residents complete their disaster loan application, accept documents for existing applications, and provide updates on an application’s status.
The DLOCs are open now at these two locations:
- The Rose Caracappa Senior Center, 739 Route 25A in Mount Sinai
- Village of Head of the Harbor, 500 North Country Road in Saint James
Both locations are open Monday through Friday from 9 a.m. to 6 p.m. and Saturday from 10 a.m. to 2 p.m. They are closed on Sunday.
Businesses and private nonprofit organizations may borrow up to $2 million to repair or replace real estate, machinery and equipment, inventory, and other business assets that have been damaged or destroyed by the storms. Loans up to $500,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for loans up to $100,000 to repair or replace damaged or destroyed personal property.
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business suffered any physical property damage.
Walk-ins are accepted, but in-person appointments can be scheduled at an SBA Disaster Recovery Center in advance at www.appointment.sba.gov.